Phase In - Stop Loss Provisions

Year 1 - Mainstream MCOs and HARPs will be responsible for:

  • 100% of the cost of the first 45 days for each psychiatric inpatient stay
  • 50% of the cost of psychiatric inpatient stays for days 46 through 60
    • State will reimburse the MCOs the other 50% of the approved cost for each of these days
  • State will reimburse MCOs 100% of the approved cost for the days in excess of 60

Year 2 - Mainstream MCOs and HARPs will be responsible for:

  • 100% of the cost of the first 60 days of psychiatric inpatient stays for each admission
  • 50% of the cost for days 61 through 100
    • State will reimburse the MCOs the other 50% of the approved cost for each of these days
  • The State will reimburse the MCOs 100% of he approved cost for days in excess of 100

Year 3 (and thereafter) - Mainstream MCOs and HARPs will be responsible for:

  • 100% of the cost of psychiatric inpatient stays up to and including 100 days for each admission
  • THe State will reimburse the MCOs 100% of he approved cost of days in excess of 100